Terms & Conditions

These Terms of Use apply to your use of the theref.online website

Accepting these Terms of Use

Our offer of the Service, including all information, tools and services available from the Service to you is conditioned upon your acceptance of all the terms, conditions, policies and notices stated herein. Your use of the Service or any part thereof constitutes your agreement and is subject to these Terms of Use and all applicable laws, rules and regulations. If you do not agree to these Terms of Use you may not and should not use the Service or any part thereof.

Changes to these Terms of Use

Please note that we may change these Terms of Use from time to time at our sole discretion. Any revised Terms of Use will be applicable from the date these are published. You should review these Terms of Use regularly to check whether they have been changed or updated.

Limitation on Use

You may not register or use the Service if you are under 14 years of age and/or if you are legally unable to enter into a legally binding agreement without the consent of your parents or legal guardian. The following uses of the Service or any part thereof are prohibited: Commercial use, unless specifically and explicitly allowed by us in a prior written consent; Damaging or infringing the rights of third parties in any way, including infringing on any third party’s intellectual property; Illegal use, including without limitation fraud, pornography trafficking, drug dealing, sports betting and gambling; Distributing SPAM; Using users contact information for marketing purposes; Bullying, intimidating, stalking or harassing any person; Duplicating, copying, reproducing, modifying, transmitting, performing, broadcasting, rebroadcasting, publishing, selling, creating derivatives of, translating, distributing or redistributing the Service, the Service IP, third parties User Content or any part thereof or their products, unless specifically and explicitly allowed by us in a prior written consent; Altering, modifying, decompiling, disassembling, reverse engineering or otherwise attempting to discover or to learn information regarding the Service’s (including its content’s) source code and structure; Any automatic use which is intended or designed to gather information about or from the Service, including without limitation Bots, Crawlers, Spiders, Robots, Sifters and Load Testers; Uploading of any sort of malware, spyware or other malicious code; Circumventing or bypassing any measure designed to limit access to the Service or any part thereof; Damaging, disabling, impairing or flooding the Service; Competing with the Service.

Third Party Sites

During your use of the Service you will encounter pages which contain content stored on third party sites, embedded or framed into the Service (for example, news snippets and YouTube videos), as well as links to third party websites. We are not responsible for third party sites or content. These Terms of Use applies only to your use of the Service alone. We have no control over nor do we take any responsibility for third party websites’ content, policies and practices, including without limitation third party websites to which hyperlinks are contained in the Service. By using the Service you hereby agree that we shall not be responsible for any damage, claim or liability in connection with your use of any third party sites, including without limitation third party sites to which you have arrived via the Service.

Links from the Site

In using our Site, you may find that The Ref Online Ltd provides hyperlinks to one or more third-party websites (the “Linked Sites”). The Ref Online Ltd provide these links as a convenience for you and other users but is not responsible for the content of, or links to and from, the Linked Sites. In most instances, such links represent cooperative projects established with the The Ref Online Ltd business affiliates, allies, sponsors, licensees or other organizations or individuals who have a significant connection to our mission. Although The Ref Online Ltd expects such links to be reputable, relevant, and reliable, we do not actively monitor or control the content or links of the Linked Sites, which may continuously change. We encourage you to read the terms and conditions and similar policies of the respective Linked Sites, should you choose to visit them. A link from the Site does not imply a relationship with, or endorsement of, the Linked Site(s) or its content, purpose, policies, or business practices.

User-Generated Content: Submissions, Comments, Entries

Any communication or material you post, transmit, or distribute to the Site by electronic mail or otherwise, including any images, data or other content, questions, comments, suggestions, or the like, is and will be treated as non-confidential and non-proprietary. Anything you transmit or post may be used by The Ref Online and its affiliates for any purpose, including but not limited to reproduction, disclosure (to law enforcement entities or others), transmission, publication, broadcast, and posting. Furthermore, The Ref Online Ltd is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever including but not limited to developing, manufacturing, and marketing products using such information.

Competitions/Prize Draws

Please read these competition/prize draw rules carefully. If you enter one of our competitions/prize draws we will assume that you have read these rules (and the specific competitions Terms & Conditions) and that you agree to them.

Competitions/prize draws are not open to employees (or members of their immediate families) of The Ref Online Ltd, or any subsidiary of The Ref Online Ltd.

By entering a competition/prize draw the winner agrees to participate in such promotional activity and material as The Ref Online Ltd may require.

Only one entry per person.

Winners will be notified via the method & duration stated within the competition-specific Terms and Conditions. At point of winning, If you do not respond within the specified period of notification, you will forfeit your prize and The Ref Online Ltd reserves the right to choose another winner.

No part of a prize is exchangeable for cash or any other prize.

If an advertised prize is not available, we reserve the right to offer an alternative prize of equal or greater value.

The Ref Online Ltd will endeavor to send prizes within the specified duration following the competition close date/prize draw end date but cannot guarantee this delivery time.

Please read our Privacy Policy which tells you how we use any personal information we may collect about you by entering a competition/prize draw.

Privacy Policy

We understand you want to keep your information private, and that you value our emphasis on keeping your information safe and discrete. As a result we have drafted a privacy policy (the “Privacy Policy”) which details the ways in which we collect, use and disclose personal information from users of the Service. The Privacy Policy is incorporated into, subject to and a part of the Service’s Terms of Use. Your use of the Service signifies your acknowledgement of, and agreement to, the Service’s Privacy Policy. If you do not agree to the Privacy Policy, you may not and should not use the Service. The definitions in the Service’s Terms of Use apply to this Policy unless stated otherwise.

The Ref Online Ltd

February 2018